Buying pump.fun coins in Phantom
Phantom is the most-used Solana wallet. You can buy pump.fun coins straight from it, or connect it to pump.fun or Jupiter instead and pay different fees.
Swapping into a pump.fun coin inside Phantom costs Phantom's 0.85% fee on most swaps, plus pump.fun's on-chain fee (1.25% on the bonding curve) and network fees, so a $1,000 curve buy costs about $21.00 in fees. pump.fun's 0.45% Platform Fee does not apply. Connecting the same Phantom wallet to pump.fun instead costs $17.00 (Platform Fee, no Phantom fee), and to Jupiter in Manual mode $12.50 (Phantom help center, checked 4 Nov 2026).
- What it is
- Wallet
- Official site
- phantom.com
- Fee you pay
- 0.85% on most swaps in the wallet
- pump.fun Platform Fee
- Nopump.fun charges it only in its own app and web
- $1,000 curve buy
- $21.00app fee + pump.fun's 1.25% curve fee; network fees extra
- Custody
- Your own wallet
- KYC
- None for the wallet; the Cash account and card need identity checks in some regions.
- Runs on
- iOS, Android, Extension, WebChains: Solana, Ethereum, Base, BNB Chain, Bitcoin, and more
- Where
- Wallet worldwide; perps not offered in the US and UK.
- Fees, 30 days
- $4.45MDefiLlama, Solana
- Our referral
- Link onlyGives you: 10% of your eligible Phantom trading fees back for 3 months (when you sign up in the Phantom mobile app)
What Phantom is
Phantom is a self-custodial wallet for Solana, Ethereum, Base, BNB Chain, Bitcoin and other chains, on iOS, Android, a browser extension and the web. Besides holding coins it has built-in swaps, Hyperliquid-powered perps, prediction markets and a Cash stablecoin account.
There are three ways to use Phantom for pump.fun coins, and they cost different amounts:
| How | Fees you pay (bonding-curve coin) | $1,000 buy |
|---|---|---|
| Swap inside Phantom | 0.85% Phantom + 1.25% curve | $21.00 |
| Connect Phantom to pump.fun | 0.45% Platform Fee + 1.25% curve | $17.00 ($16.50 with a code) |
| Connect Phantom to Jupiter, Manual mode | 1.25% curve only | $12.50 |
Network fees and price impact come on top in every case.
How to buy a pump.fun coin in Phantom
- Install Phantom from
phantom.comor the official app stores. If you want its referral rebate, apply a code during sign-up in the mobile app; it cannot be added later. - Write down the recovery phrase offline, or set up Google/Apple recovery.
- Fund the wallet with SOL (from an exchange, or with a card in the app).
- Open Swap, paste the coin’s contract address (most pump.fun mints end in
pump), check it matches the coin page you trust, enter an amount and confirm. The quote shows the Phantom fee and price impact.
Fees in Phantom
- Phantom fee: 0.85% on most swaps, buys and sells.
- pump.fun Platform Fee: not charged. It applies only in pump.fun’s own app and web.
- pump.fun on-chain fees: charged. 1.25% on the bonding curve; 1.25% falling to 0.30% in the PumpSwap pool after graduation.
- Network fees are paid in SOL; some swaps are gasless with a flat fee taken from the token.
Custody and KYC
Phantom is self-custodial: you hold the recovery phrase (or a Google/Apple-based recovery), and Phantom cannot move your coins. No KYC is needed for the wallet; the Cash account and card need identity checks in some regions.
Chains and availability
The wallet works worldwide. Perps are unavailable in the US and UK, tokenized stocks in the US, UK, France, Germany and the Netherlands. Phantom dropped Monad in August 2026 and Sui in September 2026.
Our referral link
Phantom’s referral gives you 10% of your eligible Phantom trading fees back for 3 months, paid to your Cash balance, only if you sign up in the mobile app with the code. We earn 25% of the net fees Phantom receives from your trades for those 3 months.
Risks
- Most pump.fun coins lose most of their value. Check a coin first.
- Wrong token: anyone can create a coin with the same name and ticker. Always swap by contract address taken from a page you trust.
- Drainer approvals: never sign transactions on sites you reached from DMs or ads; Phantom shows a warning for known malicious sites, but not every one.
Phantom against every other way to buy
The same pump.fun coin, bought on each surface. Phantom is highlighted.
| Where you trade | App fee | Platform Fee | $100 buy, bonding curve | $1,000 buy, bonding curve | $1,000 buy, large graduated coin |
|---|---|---|---|---|---|
| Jupiter (Manual mode) | none | 0% | $1.25 | $12.50 | $3.00 |
| pump.fun app | none | 0.45% | $1.70 | $17.00$16.50 with a referral link | $7.50 |
| Jupiter (Ultra, default) | 0.50%0.10% after 24h | 0% | $1.75 | $17.50 | $4.00 |
| fomo | 0.50%* | 0% | $2.20 | $17.50$17.00 with a referral link | $8.00 |
| Banana Gun | 0.50% | 0% | $1.75 | $17.50 | $8.00 |
| Phantom | 0.85% | 0% | $2.10 | $21.00 | $11.50 |
| MevX | 0.90% | 0% | $2.15 | $21.50 | $12.00 |
| Trojan | 1.00% | 0% | $2.25 | $22.50$21.50 with a referral link | $13.00 |
| Axiom | 1.00% | 0% | $2.25 | $22.50$21.50 with a referral link | $13.00 |
| Bloom | 1.00% | 0% | $2.25 | $22.50$21.50 with a referral link | $13.00 |
| BONKbot | 1.00% | 0% | $2.25 | $22.50 | $13.00 |
| GMGN | 1.00% | 0% | $2.25 | $22.50 | $13.00 |
| Maestro | 1.00% | 0% | $2.25 | $22.50 | $13.00 |
| Photon | not published | 0% | not published | not published | not published |
| Terminal (formerly Padre) | not published | 0% | not published | not published | not published |
Computed with our fee engine from each app's documented base rate, without referral discounts unless noted. Bonding curve: pump.fun's 1.25% curve fee (0.30% creator + 0.95% protocol) applies on every app. Large graduated coin: the canonical PumpSwap pool at its lowest tier, 0.30% (market cap of 98,240 SOL or more); small graduated coins pay 1.25%, the same as the curve. Platform Fee: pump.fun app and web only, 0.40% with a referral code (pump.fun Fees page, last updated 17 Oct 2026). *fomo on Solana charges a flat $0.95 on orders of $47.50–190 and 0.50% from $190; it also pays your Solana network fee. Jupiter Ultra, the default, charges 0.5% on coins under 24 hours old (assumed for bonding-curve coins) and 0.1% after (assumed for large graduated coins); Manual mode adds no Jupiter fee but leaves slippage to you. Solana network and priority fees, slippage and price impact come on top everywhere and are not shown.
Live figures: DefiLlama, Solana only, refreshed 2026-11-05 20:15 UTC. PumpFYI is independent and unofficial: we are not Phantom or pump.fun. If you open Phantom through our link we may earn a share of its fees; that does not change what we write or how we order lists (disclosure, methodology).
Questions people ask
What fee does Phantom charge on swaps?
0.85% on most swaps, buy or sell, including cross-chain swaps, plus network fees and price impact. Swapping supported stablecoins into Phantom's Cash account is free.
Is it cheaper to buy a pump.fun coin in Phantom or on pump.fun?
On pump.fun. Connecting Phantom to pump.fun costs the 0.45% Platform Fee (0.40% with a code) and no Phantom fee, against 0.85% when you swap inside Phantom. Both pay pump.fun's on-chain fee.
Can I add a Phantom referral code later?
No. Phantom's help center says a referral code must be applied during sign-up in the mobile app and can't be added later. The referred user gets 10% of their own eligible trading fees back for 3 months.
Can I buy pump.fun coins before they graduate in Phantom?
Yes. Phantom's swaps route through Solana liquidity that includes pump.fun bonding curves; Jupiter, which many Solana wallets use, quoted a bonding-curve coin on 4 Nov 2026 through a route leg labelled "Pump.fun".