How to fund your pump.fun account

Option 1: buy inside the app

The app’s Deposit screen sells SOL or USDC for card, Apple Pay or Google Pay (“Get your first coin with Apple Pay”, in pump.fun’s own app text).

• Who processes it: a third-party payment provider. pump.fun’s program terms call these “Integrated Providers” and say it doesn’t name them and they can change (§4.2).
• ID: the provider runs its own checks, so expect to be asked for identity details, even though pump.fun doesn’t ask. See does pump.fun require KYC.
• Cost: the provider’s fee and exchange rate are shown before you pay. pump.fun adds nothing at this step; its fees apply when you trade.

Option 2: send SOL or USDC on Solana

1. In pump.fun, choose Deposit (or Receive) and copy your Solana wallet address, or scan its QR code.
2. On your exchange or wallet, withdraw SOL or USDC, choosing the Solana network.
3. Send a small test amount first. Check it arrives, then send the rest.

Network matters. Your pump.fun address is a Solana address; the terms (§8.6) say a token with the same name on another network “is not the same Digital Asset”, and pump.fun isn’t responsible for assets sent to an unsupported network or address. USDC sent on Ethereum, Base or another chain to a Solana address can be lost.

How much SOL to keep spare

Even if you trade with USDC, keep a little SOL in the wallet:

• every Solana transaction pays a small network fee, plus any priority fee you set;
• the first time you hold a coin, Solana charges a small refundable deposit (“rent”) to open the token account. pump.fun’s Reclaim rent tool closes empty token accounts and returns it.

About 0.01–0.02 SOL covers the rent and fees for your first handful of coins. The exact network fee varies with congestion.

SOL or USDC?

Most coins trade against SOL, so SOL is the simpler choice. Some coins are paired with USDC, and pump.fun’s fee schedule is the same shape for both: 1.25% on the bonding curve, plus the 0.45% Platform Fee in the app (Fees page, 17 October 2026). See the full fee table.

Before you deposit

• Use the official app or pump.fun typed by hand. Official links.
• If you signed in with email, export and store your wallet key first. How.
• Deposit only what you can afford to lose. Most pump.fun coins lose most of their value.

Next: buy your first coin.